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Subject:  401k questions Date:  4/17/2012  1:26 PM
Author:  jmrut Number:  24865 of 26309

I'm considering moving my current 401k to another area/company. I'm retired from the company where I set up the account. The investment options seem limited.

Currently I'm with Fidelity
I have about 75% in BTC Lifepath 2025 (avg annual return 3.82)
about 5% in PIMCO Total Return Inst CL (avg 5.99)
Remainder in Invesco Van Kampen Growth & Income Instl (avg 2.51)

What I really don't like are the fees associated with these accounts. The Lifepath is low (.014%)

but the other two are .46% and .40% respectively.

Is this normal for fund management fees and would you recommend moving them to another fund or company? There are only a handful of funds available for this company/401k setup. I'm assuming I can roll it all over elsewhere if I wanted, right?

Open to suggestions. Not an investment guru. Prefer invest and forget (to some degree) strategy. I'm 54 now and expect to work at least until 65.

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