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URL:  https://boards.fool.com/okay-phil-has-posted-the-irs-publication-if-the-30067155.aspx

Subject:  Re: How's taxable amount calc.when UL insur. cas Date:  5/29/2012  12:58 PM
Author:  vkg Number:  116191 of 129628

Okay, Phil has posted the IRS publication.

If the information you posted is all the information the policy holder has, then they don't have the information necessary to calculate the cost basis.
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