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URL:  https://boards.fool.com/dont-forget-that-you-are-required-to-go-through-30392650.aspx

Subject:  Re: Throwing in the towel... BK inevitable Date:  11/20/2012  9:40 PM
Author:  NoIDAtAll Number:  306463 of 312954

Don't forget that you are required to go through credit counseling before you are allowed to file for BK. The lawyer will explain all that.

LWW



Yep. You can get the federally required counseling free of charge. The certificate of completion might cost you $5 - Here's 1 source:
http://www.consumerbankruptcycounseling.info/ I did mine online - no classroom, mo instructors, no charge, other than a modest filing fee. I forgot the provider that I used.
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