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Subject:  Re: Marriage Penalty Returns Date:  1/21/2013  3:46 PM
Author:  alchook Number:  117481 of 132686

Anyway, my choice was to send keys back the bank via "jingle mail" or keep paying my mortgage because I could afford it. In the end, I weighed all pros and cons including my family's and my feelings about breaking the promise made to the bank (who obviously doesn't have emotions and would kick me out in a second if the roles were reversed)

Well, not just the bank. From my own experience it’s everyone else involved in real estate transactions, including realtors, developers, corporate buyers, etc. The only party that is supposed to weigh any ethical consideration is the individual buyer.

No one else involved in the transaction gives any ethical obligation a thought. In fact, no one else involved pays much attention to any contractual obligation either.

The only consideration is how much they can get away with.
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