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Subject:  Re: Medicare A B & D Date:  1/31/2013  11:39 AM
Author:  legalwordwarrior Number:  306753 of 312988

1. Why would you pay 100 dollars to Medicare Part B and pay money to a private insurer through work as well?

My mom, who is now 84, lives on her SS benefits of $888/mth plus about $20/mth in oil and gas royalties, is on Medicare and also pays $150/mth for gap insurance. Medicare doesn't pay for everything.

This woman does not spend any kind of time at a hospital.

My mom didn't either, until she had a car wreck that required surgery on her shoulder, another surgery on her hand, and then had a fall at home that resulted in a broken arm.

Thank God she had the extra insurance, or she wouldn't have been able to afford 3 hospital visits in 4 years.

Insurance is to cover the costs of the unexpected. As we get older, those unexpected things can mount up quickly.

As Mom has pointed out to me in the past "Getting old isn't for wimps"

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