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Subject:  Re: Hi gang... wow!!! Date:  7/10/2013  7:47 PM
Author:  Dwdonhoff Number:  72542 of 99828

Hi Ray,

Been uber busy myself... but this isn't forgotten.

I've actually worked out a much simpler way to run this apples-to-apples to account for the drawdown risks (which virtually everyone here says doesn't matter because they either have reserves to cover the drawdowns, or they can afford the losses because they'll make it up in further working years.)

It should be a really simple adjustment to your existing work (which I can't express my appreciation enough for your carrying that mail... thanks a thousand times over!)

Anyway... if I may beg just a bit more patience...
It will be eye-opening & very much worth it.

Dave Donhoff
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