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Subject:  Re: ROTH 401K to ROTH IRA Date:  8/16/2013  3:21 PM
Author:  TMFPMarti Number:  119019 of 130192

This brings up the question to what happens if your 401k is a mixture of traditional 401k contributions and Roth 401k contributions.

You may not see it in your periodic statements, but you actually have three accounts:

1. Roth contributions and earnings on them
2. After-tax contributions
3. Pre-tax contributions and all non-Roth earnings

1 you roll into a Roth IRA.

2 you can roll into a traditional IRA or take a tax-free distribution.

3 you roll into a traditional IRA.

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