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Subject:  Re: Hi gang... wow!!! Date:  9/14/2013  8:58 AM
Author:  Rayvt Number:  72820 of 99742

Dave, the difference between you and Ray & Co. is that you assign a quantifiable real dollar value to the risk factor and Ray & Co. does not. Ray & Co. subscribes to the EGBOK (Everything Gonna Be OK) strategy of retirement planning and you don’t.</>

Hush, dear, the adults are having a discussion.

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