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Subject:  Re: Bonds. Lotsa Bonds. Date:  9/23/2013  11:41 PM
Author:  CoreAndExplore Number:  73252 of 96953

If it comes to moving the assets out, Vanguard is BY FAR the best choice IMO. You'd have access to their lowest-cost share class (Admiral Shares), plus, you'd have access to either "Voyager" or "Flagship Services," which are complementary service tiers based on your asset amount. The value-add in that department can't be beat IMO, considering it entails no extra cost to you. Actually, if you go with Flagship, you even have access to their closed funds, which are typically very good (and hence too popular to remain open to the general public).

Also, if you decide to do a 1035 exchange into an annuity, Vanguard is also top-notch in that regard. I have personally done just that for one of my family members, and the representatives I worked with were uncommonly knowledgeable, helpful, and patient. It's just a different corporate culture there than at most other brokerages, and it really shows with their customer-service. Also, the website is intuitive, clean, well-designed, and allows for streamlined access to and maintenance of accounts.

My dad also has TIAA-Cref, which has been great during his employment, but I have planned to move his assets to Vanguard at retirement all along (with his approval, of course). Anyway, good luck with whatever you choose to do.
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