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Subject:  Community Question Date:  9/25/2013  9:35 AM
Author:  Dwdonhoff Number:  73292 of 100126

Community Question

Hey gang,
Ray asked a simple question that I figured would be much better answered by the community here.

1. A person is retired (either voluntarily, or otherwise,) and knows they have no further employment checks coming,
2. The total of their current savings, and any remaining non-employment income expected, is no more than, and no less than, the approximate estimation of their living expenses (including elderly costs) projected out to their natural dirt nap date.

Question #1:
How much of their funds is it suitable for them to park in an unhedged S&P buy & hold strategy?

3. If someone answers "none" then,

Question #2:
How much additional funds, beyond their projected natural living expenses, would they need to have in order to put all of the original amount into such a position?

Dave Donhoff
Leverage Planner
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