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Subject:  Re: Community Question Date:  9/25/2013  12:16 PM
Author:  CCinOC Number:  73301 of 100168

They don't need all the funds up front

Good point.

And this is why, Dave, you can't add the whole of the person's reserves to your calculations in order to make the return on IUL better than the S&P500 B&H strategy.
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