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https://boards.fool.com/quoteven-if-youre-one-of-the-young-invincibles-30987681.aspx
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| Subject: Re: A Theory On Retirement Life | Date: 11/21/2013 8:19 PM | |
| Author: telegraph | Number: 18803 of 21378 | |
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"Even if you’re one of the young invincibles, healthy people under the age of 30, bad things can still happen. What if you sliced your hand wide open when a wine glass broke as you were washing it? Stitches in an emergency room can be very expensive. What if you tripped over the cat while walking down stairs? A broken ankle can’t usually wait for treatment and might even require surgery." Well, with a typical ObamaKare policy on the health exchange.... you'd have $2500 or $3000 or $5000 deductible....for a single..if you have a family policy...good golly...the deductible is $6500 or more..... plus you get to pay hundreds and hundreds a month..... So....if your broken ankle costs you $8000, you pay for most of it, plus you'd payed in maybe $8000 in premiums during the year.....or maybe $16,000 out of pocket. Such a deal! Yeah...you're covered.. Duh! I broke my wrist 3 years ago...slipped on the ice.....went to doc...x-rayed it....said broke...sent me to the bone break doc....xrayed it....sure enough, broken wrist....but didn't need surgery...... total cost to me , ...since I had $2500 deductible.....duh! i didn't even go over my deductible...I paid for it all!.... And if you need stitches...try the emergency clinic...not the emergency room..... at 1/5th the price..... but even there....those young invicibles will have $2500 or $5000 or higher policies (single/family)....and will pay most of it themselves!..... i dunno what a broken ankle with surgery costs...couple thousand if done outpatient..... ObamaKare insurance is really not very good and high priced...half the money they collect from the young is really for a subsidy for the weenies and elderly. t. |
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