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URL:  https://boards.fool.com/why-use-cash-anyone-with-discipline-some-31034887.aspx

Subject:  Re: All cash Holiday Spending... Date:  12/23/2013  1:18 PM
Author:  TheEvilDrP Number:  307593 of 313042

Why use cash? Anyone with discipline...

Some people don't have the financial discipline to use credit responsibly.

Some people don't like to use credit; they don't like the idea of being in debt to anyone for even a short period.

Some people are concerned about their credit cards being hacked a la Target.

Some people find it easier to track their spending if they are using cash; out of cash = all done versus having to keep a running tally.

Some people just like walking around with money in their pocket.

There are lots of reasons to use cash; there are also reasons to use credit. Neither one is particularly better than the other; they are both dependent on the individual's particular situation. :-)

Minxie
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