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Subject:  Re: Asset Allocation Date:  2/14/2014  7:19 PM
Author:  pauleckler Number:  74263 of 93709

It sounds as if you had reasonable diversification but now seek no load funds with the best possible performance.

Most would go the and enter the tickers of the funds you have. Morningstar will give you a list of other funds in the same category. I would review those for a no load fund with similar performance, and preferably from a major supplier you trust (like Vanguard or Fidelity).

This should work fine for your domestic funds. For international funds you need to be more careful because you want ones in the same regions and there can be quite a variation in type of investments. Large caps, small caps, midcaps, and even weighting in selected sectors. Usually you can get the needed info from the fund prospectus if you cannot find it on line somewhere.

You will want to review the rules at Vanguard. An account with the Vanguard mutual fund company will probably limit you to Vanguard funds. A brokerage account at Vanguard would permit you to buy from their list--probably wider--of no fee mutual funds or you could select from etfs traded on the exchange.

Any combination that meets your expectations is fine, but be aware further modifications of your arrangement with Vanguard may give better choices at reasonable costs.
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