The Motley Fool Discussion Boards

Previous Page

Investing/Strategies / Retirement Investing


Subject:  do you limit your holdings to a % of portfolio? Date:  3/21/2014  8:35 AM
Author:  2gifts Number:  74574 of 103169

In reviewing our portfolio, I am finding that I have a couple of stocks that have performed very well over the years, and are now making up a bigger percentage of the portfolio than my other holdings. That's making me wonder if I should have a target maximum percentage that I keep any particular holding below so that I'm not exposed as much, but the other part of me wants to let the winners keep running.

So what do folks here do? Do you have some general guidelines you use in your portfolio such that one holding does not exceed some percentage? And what percentage do you use? I'm asking here because we are breathing on retirement, and so I want to be looking at this as part of that planning.

DH and I have been going back and forth on this, and so I'm curious what others do. I do have one stock that is about 10% of my portfolio, and given how many things are in there between taxable accounts, IRA accounts, and even my portion of the investment club, that is starting to feel high. But it obviously got there because it has done well over the years, and the numbers are still looking good.

Any thoughts from the folks here? I thought perhaps this would make a good topic for discussion to see how people arrive at their goals, and what goals different folks use.
Copyright 1996-2021 trademark and the "Fool" logo is a trademark of The Motley Fool, Inc. Contact Us