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URL:  https://boards.fool.com/no-not-talking-about-combining-the-iras-im-31185744.aspx

Subject:  Re: Consolidation of Roths? Date:  3/28/2014  12:17 AM
Author:  bighairymike Number:  74656 of 102697

No, not talking about combining the IRAs, I'm just saying that if they were in the same brokerage account, which is a joint account, we could access both individual IRAs with one login. - caat

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I don't think so. "Joint" account just doesn't apply to an IRA. Think about what that "I" stands for.

There will be two Roth accounts, one for you, one for your husband. You may be beneficiaries on each others account, but you won't be joint owners of one account. Two standalone, separate accounts means two separate logins.
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