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Personal Finances / Credit Cards and Consumer Debt


Subject:  Re: Budget Help Date:  3/29/2014  12:30 PM
Author:  alstroemeria Number:  308069 of 312798

Possible missing categories…

Maintenance Fund (home and car maintenance, computer repair…home maintenance can be quite expensive. We just had our once-every-seven-years termite treatment for $900, last year we dealt with rats in the attic for around $600 including repairs to the eaves, we'll be facing a new heat pump over the next few years for $5000+…)

New & Replacement Items Fund (major and minor appliances, electronics, bed & bath linens, pillows, luggage, hobby gear, housewares (heh…somehow that turned up as housewives ;-)

Travel (I realize you're perhaps not so much in the pleasure travel phase with wee ones, but weddings/funerals/visiting your parents/siblings/close friends? I was working poor in my 20s with babies, but even so I went camping and visiting.)
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