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URL:  https://boards.fool.com/health-insurance-31223407.aspx

Subject:  Health Insurance Date:  4/25/2014  7:33 AM
Author:  inparadise Number:  74861 of 103806

This may be better on another board, for while it has to do with how we spend our investments, it has nothing to do with growing them. However, this is the most active retirement board I am on, and in the hopes of reaching someone who knows what they are talking about, I am posting it here.

When we retire next year, DH has access to retiree health care that is 70% subsidized by the company. The catch is that it only covers the two of us, and we will at retirement have two kids in college, aged 18 and 20. We are not sure how to go about insuring ourselves. If we have retiree health care, can we still be eligible for ACA subsidies? If the kids are still dependents, but DH and I are not on ACA, are their policies eligible for subsidy? There is no longer dental coverage for any of us through the retiree health care, but I have heard references to it under ACA.

We will be living in a pretty rural area in retirement, though traveling 3-4 months a year. Because there is currently exactly one insurer for the area, and it is not great coverage for the price, we would love to keep our current work insurance.

I would appreciate it if anyone could point me in the right direction to get my questions addressed.

TIA,

IP
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