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URL:  https://boards.fool.com/are-you-by-any-chance-an-ibm-employee-if-so-you-31224889.aspx

Subject:  Re: Pension - lump sum or annuity? Date:  4/26/2014  2:20 AM
Author:  BlueGrits Number:  74874 of 100451

Are you by any chance an IBM employee?

If so, you may want to go to the ibmpension board on Yahoo where many others have asked similar questions.

BlueGrits
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