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URL:  https://boards.fool.com/1-before-making-assumptions-on-your-plan-it-31304884.aspx

Subject:  Re: To 403B or Not to 403B Date:  6/27/2014  3:58 PM
Author:  TMFHockeypop Number:  75277 of 97366

1. Before making assumptions on your plan, it might be best to check. One way is to see if BrightScope has it rated. Their system isn't perfect, but it is an indicator:
http://www.brightscope.com/

2. You probably don't want to check yourself, but these Department of Labor guidelines are good at trying to uncover excessive espenses, and you may want to find an email to inquire about the overseas options. TMF has forums in other countries, so you may be able to post directly on those questions.
http://www.dol.gov/ebsa/publications/401k_employee.html

3. Have you an idea of how much you can invest? With no match you can always use a low-cost ROTH or IRA from several fine brokerage options, and as Pauleckler suggests even after-tax accounts can serve your investment needs. Unless you're giving up your US citizenship, I know of now requirements to give up your tax-deferred accounts when working overseas.

Does this help?

Bob
RYR Home Fool
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