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Subject:  Re: VFINX: compound ret 11.53% Date:  8/31/2014  4:03 AM
Author:  intercst Number:  75643 of 90439

pauleckler writes,

Experts continue to tell us to expect lower returns for the near future, but it looks like VFINX will return at least 25% this year. That seems excellent compared to the 8% people keep talking about for planning purposes.


I used 8% when I was doing my early retirement planning in the late 1980's reasoning that 75% of the long-term 10% annualized return for the stock market was a conservative target.

Of course, the 1990's was a Disneyland for investors -- delivering investment gains well beyond all imagination or expectation. If you retired when I did in 1994, and maintained a significant allocation to equities, your biggest problem today is whether to buy a boat or an airplane to soak up the excess cash flow.

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