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URL:  https://boards.fool.com/45k-in-student-loans-how-can-i-save-interest-31582533.aspx

Subject:  45K in Student Loans - How can I save interest? Date:  1/14/2015  11:05 PM
Author:  vizzle Number:  4820 of 4848

Hi Fools,

I have one year left of Grad School and will have around 45k in student load debt - I will be finished in January 2016. Currently I make random payments when I feel like it - nothing consistent or significant.

Below is what I just pulled from my lenders website - some are subsidized and most are not.

It is really frustrating that some of these loans are accruing interest and I want to know what my best plan of attack is.

1. Are there any options to consolidate these loans to one lender and get a competitive fixed interest rate? My credit score is in the high 7's....or any options that will help minimize my interest charges.

As always you all are life savers!


Direct Loan - Sub
1-01 $5,581.41 4.5% $0.00 02/06/2016

Direct Loan- Unsub
1-02 $4,829.22 6.8% $0.00 02/06/2016

Direct Loan- Unsub
1-03 $8,870.93 6.8% $0.00 02/06/2016

Direct Loan- Unsub
1-04 $5,110.78 6.8% $0.00 02/06/2016

Direct Loan- Unsub
1-05 $4,169.90 6.8% $0.00 02/06/2016

Direct Loan- Unsub
1-06 $14,983.24 5.41% $0.00
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