The Motley Fool Discussion Boards

Previous Page

Investing/Strategies / Retirement Investing

URL:  https://boards.fool.com/there-are-so-many-permutations-of-if-i-dont-need-32026314.aspx

Subject:  Re: Don't Wait -- Take Soc Security Now Date:  12/9/2015  2:02 PM
Author:  captainccs Number:  78755 of 104228

There are so many permutations of if I don't need the money, take from investments but is/is not taxed, etc., etc., etc., as to be laughable. Everyone just needs to study/reason as best they can and make their decisions.

JLC


Thanks for the feedback! My point is this, if you can invest that money at 8% or better (granted, a big IF), then you have the best of both worlds: the money is available at any time and there is no penalty for early withdrawal. This is Warren Buffett 101: if management (SS) can't invest the money better than you can, they should give it back to you. You know what SS can do (7.32% to 7.58%). If you can do better, do it. Just remember there is added risk, the "insurance" value of SS would be gone.

Denny Schlesinger
Copyright 1996-2021 trademark and the "Fool" logo is a trademark of The Motley Fool, Inc. Contact Us