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Subject:  Re: Credit card processing Date:  4/19/2016  9:53 PM
Author:  Jeanwa Number:  310444 of 313075

One thing about Square, you don't get "instructions" and not everything is intuitive. I am fortunate in that I am often at a festival or in a situation where there are other vendors using Square, and have been able to get answers from other users when something comes up. I would find someone you know (a hairdresser? I know most are using Square these days) and run through a few scenarios to get you to a comfort level.

I noticed that. Our friend that uses it says he'll help.

When I first got my Square, I practiced using it with one of my own credit cards using small amounts.

That is a great idea.

I put in an application for Square. Poof it's done. It didn't ask for my first born or anything.

I did order the chip card reader, the swipe reader was free. It should be here in 5-7 days.

I'm amazed at the stuff the other providers need to set up the service. You would think I was applying for a loan.

One of the funny things was the ap from Evalon that I mentioned above. I'm going to fill out the application on line and see if I get the same results. It's asking for DH and my driver's license numbers.

Merchante-solutions asked for my SS-4. What it the world. That the application for getting a federal ID number. I wouldn't even know where to look now. That was 32+ years ago.

Also a copy of the business license and DH and my driver's license. Not just the number they want to see it.

These are the folks that have been servicing our CC since we started taking them That was in 2005, we were late to the accepting CC. We had to start in order to get payment from the Corp of Engineers. That's the only way they will pay.

FWIW, I ran the numbers on last years charges. The lowest % fee month (highest CC sales) was 3.1%

Square is 2.75 for a swipe. We do have some hand keyed they are at 3.5 plus $.15

They deduct the fee for each transaction. So if I make a sale of $100 they deposit $97.25.

Our current provider charges our account at the end of the month. They charge all the fees at once.

FWIW, I give plant customers a paper receipt and the CC receipt. So now they will just get the paper receipt and an emailed or text one if they want and I can figure out how to do it.

I was talking to someone in town and they said the Chamber of Commerce went to Staples and picked one up to use at their fund raising auction.

Thanks for all the input.

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