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Subject:  Re: Haven't checked the FICO in quite a whil Date:  7/16/2016  12:19 PM
Author:  TMF2Aruba Number:  310646 of 313032

FICO is "supposed" to take into account multiple hits within a small time frame and consider it a "single" purchasing event. But I dunno how well or poorly it does so.

They do it very poorly, xtn. To be honest with you, it was a case where I dropped the ball. Instead of dealing with the dealership, had I simply gone to my own bank, I'd have not had my report pinged like that, and I'd have most certainly gotten my godson a lower rate. My brain was definitely not engaged at that time. :)

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