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Subject:  Re: Study on early claiming of SS Date:  9/5/2018  4:27 PM
Author:  bighairymike Number:  20710 of 21408

Now the questions are getting harder. Yes, but the amount is unique to you and reflects your specific earnings history over your working years. It is based on your quarterly earnings for the 40 highest quarters in your work history. - me


Art - sorry but I mixed up two separate elements in the above.

You need 40 quarters of earnings to be eligible for SS payments at all.

The amount of your PIA is based on your highest 35 years of earnings.
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