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Financial Planning / Foolish 401(k)s


Subject:  Re: Roth 401k Uncertainty Date:  11/4/2018  12:12 PM
Author:  danbobtx Number:  26170 of 26295

Completely agree with AJ on this - based on the ESOP conditions, go Roth in the 401k if you can afford it.

On the health care in retirement side from your teaching pension, you may want to look into how that is structured. For example, Texas recently sharply increased the amount retired teachers had to pay in to keep health insurance. That may simply be an effect of how we handle education funding in Texas, but if its a big benefit you are counting on, take some time to look into how your state handles it, and if its subject to the whim of a legislature.
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