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URL:  https://boards.fool.com/walstib-you-do-fit-inmore-than-you-know-this-34118160.aspx

Subject:  Re: It's time. Date:  1/24/2019  6:37 PM
Author:  royinstl Number:  312407 of 312949

Walstib…. You do fit in…more than you know… This was me and DH when we came to TMF
Consumer Debt: $44,953
Credit Card $33,795
Depart Store $4010
Orthodontics $1170
Personal Loans $5978
Secure Debt:
Auto Loan $13,560
HELOC $29,644
Parent (Student) Loan $25,300
Mortgage $149,304
Total Debt: $262,761 with Combined Net worth of -$15,860

43 years old DW 45 and we had just been denied Student loan for our oldest Son and our credit report took a hit so my Credit cards were going to start raising rates… I am not so removed from that time to not remember the fear and hopelessness …
You do fit in… The people here are awesome … They can help you work through small steps at a time.

Goal one might be to find the point where the month balances…Maybe not a budget but if you can get to where total CC debt is less then this month…… that is one step closer to freedom… Please don’t get discouraged….. Once the month balances the start building an emergency fund that will help making the next months goal of lowering the debt just a little bit better…step by step

YOU DO FIT IN

Roy
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