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Personal Finances / Credit Cards and Consumer Debt


Subject:  Re: How to model impact of closing a long held C Date:  3/18/2019  7:41 PM
Author:  aj485 Number:  312509 of 313032

I doubt the new card score has hit yet, as I opened it within the last two weeks.

The impact from the credit inquiry, if any, has probably already hit your score - probably the day after you applied. But your new card's impact may not hit your credit history for up to 3 months after you opened it, depending on the issuer's reporting process.

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