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Subject:  Re: Question Date:  3/20/2019  1:07 PM
Author:  aj485 Number:  312515 of 312949

It should, Filing for BK should stop pretty much any collection action in its tracks. And it's the responsibility of the person filing collection action to check to be sure no BK has been filed. If they neglected to check and take collection action they can be penalized by the BK court.

Stopping a collection is not the same as quashing a lien that's already been filed, which is what the question was.

The lien may, or may not, be eliminated by the BK court. If there is enough equity in the house that the amount of equity allowed by the state is exceeded by the amount of the lien, then the BK court will probably allow the lien to stand. For example, in Washington state, where you live, only $125k of home equity is protected. Many homeowners in WA have significantly more equity than that. If that's the case, the lien probably would not be quashed.

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