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Subject:  Re: delaying RMDs from a 401 by working Date:  5/21/2019  5:04 PM
Author:  rosewine Number:  129256 of 129771

It depends on the plan and you will need to talk to them to find out.

As a data point of one, I'm a part time seasonal employee and had to work 1000 hours in a calendar year to qualify for the seasonal employees 401K plan. Once qualified I can continue to contribute without working 1000 hours in the year. If I don't work at least 1000 hours, I do not receive the company matching funds. I am not required to take RMDs from the money in the plan yet. At some point, probably next season, I will not return to this job and at that point will have to take RMDs, or roll the plan over into my existing traditional IRA and include it in the RMD from that plan.
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