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Subject:  Re: RMDs to change to 72 Date:  5/24/2019  2:51 PM
Author:  aj485 Number:  93699 of 96882

Personally I'm not going to be concerned until it get closer to being law but I am wondering if a change is made will that change the RMD percentages? I'm thinking not since it doesn't change life expediencies. Does anyone have a different thought?

Since the RMDs are based on life expectancy, I doubt the percentage requirements will change by age. Waiting until age 72 would increase the initial RMD percentage required to 3.91% from 3.65% or 3.77%, depending on when during the year you turned 70 1/2.

What will change the RMD percentages by age is the current trend of decreasing life expectancy in the US. If this trend continues, the RMD percentages will increase for each age.

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