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Subject:  Re: RMDs to change to 72 Date:  5/25/2019  11:01 AM
Author:  BruceCM Number:  93706 of 95184

Since the RMDs are based on life expectancy, I doubt the percentage requirements will change by age.

From the above article...

"The Portman-Cardin bill phases in the RMD age increase over several years and would update mortality tables to reflect longer life expectancies."

If you think about it, it would make little sense to raise the RMD age without an actuarial adjustment for current life expectancy to this age group. The most recent update to the Uniform Table was April 2002 when, according to Howard Gleckman, senior writer for Forbes, life expectancy was 1 year less than today.

What will change the RMD percentages by age is the current trend of decreasing life expectancy in the US

This decrease, which the media has been all over of late, is due primarily to increases in drug overdoses (primarily opioids) and suicides in the 25-34 year age group. Life expectancy for those 70 and older has continued to increase, due primarily to advances in diagnostic medical procedures.

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