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URL:  https://boards.fool.com/if-the-60-year-old-is-going-to-convert-from-a-34222641.aspx

Subject:  Re: Roth Conversion Date:  6/4/2019  8:33 AM
Author:  spinning Number:  129362 of 130965

If the 60 year old is going to convert from a Traditional to a Roth, and then withdraw from the Roth in the same tax year, then there wasn't any reason to do the conversion - they may as well have just taken the money from the Traditional and put it into their spending account.

Some states exempt some or all withdrawals from retirement accounts from state income taxes. If you live in one of those states converting from Traditional to Roth and then withdrawing from the Roth avoids state taxes.

https://www.forbes.com/sites/ashleaebeling/2017/02/21/senior...
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