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Personal Finances / Credit Cards and Consumer Debt


Subject:  Re: Emergency Funds Date:  7/2/2019  11:07 AM
Author:  rosewine Number:  312562 of 312988

What's your secret?

I've no idea. Never asked for an increased limit. Credit Scores over 800. Oldest account 30 years old. Newest account 2018 when I had to open a new account to get 36 months of zero percent interest on a new furnace and AC. Existing card increased my credit limit but then couldn't use it because it only allowed 12 months of zero percent interest. Single/widowed retired. House is paid for. Social Security, pension and RMD more than enough to meet my expenses. Never missed a payment.
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