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Personal Finances / Credit Cards and Consumer Debt


Subject:  Re: Emergency Funds Date:  7/3/2019  9:20 AM
Author:  xtn Number:  312569 of 312992

Do you want more than $42,500 in available credit limits? If not, then why worry about it?

I don't, and I don't. I average about a thou per month in spending across my four cards, pay them in full every cycle, and really only use them in the first place because of the numerous little conveniences (online purchases, pay-at-the-pump refueling, not having to replenish the cash in my wallet as often, etc). I certainly don't need the credit. Was just asking out of curiosity.

But thank-you for gracing me with your help. I can't remember whether I've told you before that I think you are one of the best members of this forum. I feel a little bit honored that you replied to my question.

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