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URL:  https://boards.fool.com/yes-the-interest-rate-a-card-could-charge-is-34278998.aspx

Subject:  Re: Ever heard of the 30% rule? FICO Date:  8/22/2019  3:59 PM
Author:  vkg Number:  312607 of 312702

Yes, the interest rate a card could charge is irrelevant if one pays the balance each month.

I wouldn't put it that way. You have some control of the interest rate. If you want a lower interest card and your credit is good, you can seek out a card with a lower interest rate. If the credit card company raises the interest rate even though you are paying the balance each month, then find a new card.

...

PSU


The effort is worth it to you but not for me. I look for the card that gives me the best benefits and ignore the interest rate.
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