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Subject:  Re: Four Phases of Retirement Date:  8/22/2019  9:35 PM
Author:  QuickCarrera Number:  94968 of 96816

The umbrella policy provides excess liability coverage for all underlying policies including the HO policy.

My 4M policy which includes 2M uninsured motorist coverage runs $1,155/yr. The cost varies by area just like car insurance does.

Little known fact: Some policies reduce the coverage by the cost of defense/legal fees~that's not trivial.

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