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Personal Finances / Credit Cards and Consumer Debt


Subject:  Re: Ever heard of the 30% rule? FICO Date:  8/27/2019  7:45 AM
Author:  cattleman22 Number:  312620 of 312702

{{If it is so wonderful and unbiased, why did the government pass regulations FORCING the credit reporting agencies to give free copies of her/his credit score each year, to each individual who requests a copy? }}

Because like all human institutions, errors can creep in. Especially errors created when different systems try to talk to each other.

For what it is worth, we have never identified any errors in our free credit histories.

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