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Subject:  Re: Ever heard of the 30% rule? FICO Date:  9/3/2019  10:17 AM
Author:  xtn Number:  312634 of 312706

Except that the release is typically in favor of the lender, and may not necessarily authorize the CRA to deliver the files (much would depend upon actual release document).

It's been a long, long time since I've applied for any credit. And, although I am one of the rare people who actually reads the stuff he signs, I've long since forgotten any specific language I may have read.

But I'd be willing to bet that most of them have very non-restrictive language that gives the lender and any of its "partners" substantially free rein over the data within an "as permissible by law" context.

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