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Subject:  Re: Thomas Cook Tour Company Folds Date:  9/25/2019  7:13 PM
Author:  vkg Number:  24366 of 25046

Insurance can be your best shot. It will pay if the trip is cancelled. Not sure about all the fine print exceptions.

Multiple levels of travel insurance. It is necessary to verify if carrier insolvency is covered. The cheap travel insurance pushed by airlines doesn't cover insolvency. It basically allows flight changes and a hotel if a flight is cancelled but probably not for delays.

Have you collected $$ from your travel insurance?

Not so far and that is good. I was checking lost luggage terms for a return flight. Lost luggage coverage for a return flight required a 48 hour waiting period and the luggage showed up at 36 hours. Some flights have been late but by less than a day. We normally fly a day ahead. It has avoided a lot of stress.

Fortunately we weren't flying the airline that had a major computer failure. Debarking from a cruise in Florida, the family behind us had been told their flight was cancelled and the next available flight was in a week. I suggested they check their travel insurance. If they had covered the flight then their travel insurance should have provided some compensation. It would have been interesting to find out.

As to stop payment on check, good luck. Most are cleared electronically as soon as received. Once cleared, can you still stop payment and recover funds? Interesting question.

If it was mailed recently, the receiver may not have had time for processing the check. It would be worth the attempt even accepting that it likely will fail.
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