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Subject:  Re: Nobel Laureate Sharpe on Retirement Income ( Date:  11/18/2019  4:00 PM
Author:  JonathanRoth Number:  96154 of 100126

Having only read the interview and starting the ebook.

He presents the idea of a "financial lock box" one box for each year of retirement. At the beginning of each year that year's box is opened and money spent.

The lock box idea seems a lot like the two-bucket approach, where instead of one 4 to 5 year sized bucket, multiple one-year buckets are used. I would expect as most people don't have sufficient funds at retirement to fund each year's spending, so boxes further in the future would contain investments with higher risk than near term boxes.
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