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Subject:  Re: IRA RMD question Date:  1/18/2020  10:20 AM
Author:  inparadise Number:  129988 of 130422

Here you have the option of their taking the taxes from the amount you are converting and putting the $5K-taxes into the Roth, or paying taxes from another account, (either in an estimated tax payment to avoid penalties of late payment or directly to the IRS in your return if penalty not an issue,) which allows the full $5k to be converted into the Roth for tax free accumulation.

A third possibility for taxes as mentioned in another post is withholding the entire amount of taxes for the full $15K from the RMD. That would be really great if your brokerage would do that.

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