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Subject:  Re: Medicare Question... Date:  6/9/2020  4:16 PM
Author:  rharmelink Number:  22111 of 22193

Part D plans for drug coverage. Like part B, you can elect not to enroll, but later enrollment will carry a penalty. Plans vary from basic coverage for around $20/month up to expensive for plans that cover most or all drug costs. Varies widely by state.

I've been paying out-of-pocket for medications for years. I started getting notices from Medicare this past year to sign up for Part D. I didn't think I was eligible yet, but...

I signed up for a cheap plan, based on the drugs I take. Costs me $13/month and is saving me about $3000 per year on the drugs I currently take. Most of my drugs have no co-pay.


When my mom got a prescription for a new drug, she found out it was something her insurance plan (Humana) didn't cover. Her "co-pay" was something like $96. When I checked on, I found out the pharmacy at Fry's Foods would charge less than $50 if she used the GoodRX "coupon". So she's been getting it there.
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