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https://boards.fool.com/in-my-part-of-the-world-hail-storms-are-common-1-34570680.aspx
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Subject: Re: Insurance and Roofing scams? | Date: 7/26/2020 10:01 AM | |
Author: danbobtx | Number: 18208 of 18209 | |
In my part of the world, hail storms are common (1 to 2 per year). When anyone with a construction background comes to look at something at the house, its common for them to take a look at the roof and opine if the insurance company would cover it. This includes folks not actually in the roofing trade. My 2 rules of thumb: 1) If I can clearly identify it, from ground level (house is single story) I will consider making a claim 2) If I get hail damage to vehicles parked outside, I'll make a claim on the roof. Its not a scam in that it is so common, its priced into your policy. That said, I don't want to make an excessive number of claims and drive the cost of insurance up, so refer back to my rules of thumb. |
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