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Financial Planning / Foolish 401(k)s

URL:  https://boards.fool.com/your-ability-to-roll-over-a-401k-to-an-ira-after-34587392.aspx

Subject:  Re: Roth IRA Back Door Date:  8/10/2020  11:58 AM
Author:  CMF_Fuskie Number:  26305 of 26309

Your ability to roll over a 401k to an IRA after you leave a sponsoring employer is independent of your ability to directly contribute to the IRA.

Fuskie
Who notes that if you are no longer income-eligible for a Roth IRA contribution, you may fall into the highly compensated category with your employer's 401k plan, which might impact your contribution limits there as well, so he would check with your plan administrator to make sure you understand your options...

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