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URL:  https://boards.fool.com/i-appreciated-hearing-about-firecalc-i-tried-it-34770700.aspx

Subject:  Re: Retire Early & 4% Withdrawal Date:  3/5/2021  4:29 PM
Author:  smilinJoe Number:  101530 of 102725

I appreciated hearing about FireCalc. I tried it out and it validated the tool I use. I know you aren't providing advice, I am foolish enough not to take advice from you since I don't know you. You simply validated (for me) that it isn't necessary to retire and retire my investment accounts as well.

Keeping cash is conservative but it provides flexibility for me and it is what I am comfortable with. I can save it, invest it, spend it and if I am doing well in my portfolio, I don't care if I am losing out on that if the rest of my portfolio is performing at acceptable levels.

I love COST. Have owned it many years. I do have more (and less) volatile stocks as well. I have just been sweating how to change my allocations in retirement.
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