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a CD ladder will not get you an increase in value

Relative to most everything else that's crashing, they will.


But the question is what good that will do you?

You need to decide if you want to market time/trade or be like those of us who are content to use our fixed-income/bond assets as cash for expenses when we need it. A CD ladder will not provide you with ready capital when you think stocks are near the body, which a money market would. And it will not provide you with a boost for rebalancing, which a long bond fund could, unless of course it doesn't.

I'm all in facor of a cautious, fixed-income strategy, but you seemed to be interested in market timing/ getting a boost in return from a bond fund. A CD-ladder is a different strategy.
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