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No. of Recommendations: 5
...a corner in the apartment from which to work?

I like this. Or, conversely, a corner in the office in which to sleep. So, savings of $1200/mo (if it's not thrown away on a new office elsewhere plus commuting expenses).

I have one roommate....cleaning service ($300/mo)

Doesn't look like the roommate is sharing the cost. She should. And, with 2 roommates sharing the cost, and cutting it from every or every other week to once per month, VS can keep the cleaning service, for $250/mo less. (My 1x/month cleaning service is $120/mo for a house in a higher COLA than Baltimore.)

Of course, if VS cleans house instead of going to the gym, she spends no more hours, and saves on both housekeepers and gym membership.

I don't see what your hourly rate has to do with any of this.

Ding, ding, ding! I had a friend who refused to clean house because his hourly income was X, and he could hire maids for X/5. All well and good if he could add to his work hours at will. If instead of coming home at the end of the day, he could just stay an extra hour while the maids spent that hour cleaning, that would've worked. But actually the amount of work to be done at the office was finite.
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