No. of Recommendations: 2
A couple of other alternatives to confuse the decision.

You may want to look at the Newtown, Bucks County area (north of the city). The commute on I-95 is not as bad as I-76.

New Jersey may be a consideration that would fit your needs. There are some nice areas in the Cherry Hill, Moorestown, Mt. Laurel vicinity that may suit you and the commute would not be too bad. Voorhees is similar to the Main Line, but you would run into a double traffic jam, one between Voorhees and Cherry Hill, then another in Philly.
(Caveat: I'm looking to move out of Jersey to escape the outrageous insurance and property taxes.

Depending on your needs and resources there are some nice and "up-and-coming" areas in Center City (that's what we call the downtown area of Philadelphia). Temple would be a relatively painless commute up Broad Street (Rt. 611).

p.s. If we were to live in the city, how safe is it?

Philadelphia is a "city of neighborhoods," each with its own identity. On one hand, that makes it very interesting. On the other hand, the transition between them occurs very quickly. It's not uncommon to find yourself driving in a nice affluent section and then two blocks later find yourself in a hell hole.

Here is a simple breakdown:

..and here a more detailed one:

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